$50,000/yr FEDERAL CAP
Professional Student Limit · $200K AggregateYour Medical School Tuition Is $95K.
Federal Loans Will Cover $50K.
M.D. • D.O. • O.D. • D.P.M. / D.P. / Pod.D. • Pharm.D. • D.C. / D.C.M. • Psy.D.
Medical school costs $70K–$95K a year. Starting July 1, 2026, the federal cap for professional students is $50,000 — leaving a $20K–$45K gap every year that you'll need to cover out of pocket or with private loans.
Even with the higher Professional cap, living expenses push you into the red.
Total Cost of Attendance: $95K/yr
Estimated Gap
$45K/yr
Estimated Gap
$45K/yr
Representative costs — your gap depends on your specific program and school
Gap Calculator — Launching July 2026
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Tuition data verified across 170+ medical programs at accredited institutionsData from The 2026 Graduate Education Funding Crisis Report
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