⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Auburn UniversityPharmacy (PharmD)

Annual Funding Gap$13,858$55,432 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $63,858/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Auburn University studying Pharmacy (PharmD) face a maximum federal Direct Loan cap of $50,000 per year.

With a cost of attendance of $63,858/yr, the gap is $13,858 per year ($55,432 total). This is relatively manageable compared to many programs, particularly for in-state students.

Cost of Attendance Summary

Annual Cost of Attendance$63,858
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$13,858
Total Funding Gap (4 years)$55,432

Want the full breakdown? Get tuition vs fees vs living, individual fee details, and in-state/out-of-state comparison.

Get your complete cost breakdown

Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for Auburn University Pharmacy (PharmD) — sent to your inbox.

Free. No spam. Unsubscribe anytime.

These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Full-Time residency status
Calculate Your Exact Funding Gap →

Pre-filled with Auburn University data. Takes 30 seconds.

In-State vs. Out-of-State

In-State (Resident)

Total COA$41,178
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$63,858
Annual Gap$13,858

Out-of-state students face a $13,858 larger gap per year due to non-resident tuition surcharges.

Recalculate for your residency status →

Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.

Recalculate for Auburn University

Need to Cover This Gap?

Auburn University Pharmacy (PharmD) students typically need $55,432 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Auburn University Pharmacy (PharmD) students?

Under the OBBBA (effective July 1, 2026), Auburn University Pharmacy (PharmD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Auburn University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Auburn University Pharmacy (PharmD) cost per year?

The total cost of attendance for Auburn University Pharmacy (PharmD) is $63,858 per year. Over the full 4-year program, the total cost is $255,432.

What is the funding gap for Auburn University Pharmacy (PharmD)?

The annual funding gap is $13,858, calculated as the difference between the total cost of attendance ($63,858) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $55,432. This is below the national median of $18,980 for Pharmacy (PharmD) programs.