Azusa Pacific UniversityClinical Psychology (PsyD)
Total Cost of Attendance: $54,756/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Azusa Pacific University studying Clinical Psychology (PsyD) face a maximum federal Direct Loan cap of $50,000 per year.
With a cost of attendance of $54,756/yr, the gap is $4,756 per year ($23,780 total). While modest by national standards, this still requires planning to cover.
Cost of Attendance Summary
| Annual Cost of Attendance | $54,756 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $4,756 |
| Total Funding Gap (5 years) | $23,780 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Recalculate for Azusa Pacific University →Need to Cover This Gap?
Azusa Pacific University Clinical Psychology (PsyD) students typically need $23,780 in private loans over 5 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Azusa Pacific University Clinical Psychology (PsyD) students?
Under the OBBBA (effective July 1, 2026), Azusa Pacific University Clinical Psychology (PsyD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for Azusa Pacific University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Azusa Pacific University Clinical Psychology (PsyD) cost per year?
The total cost of attendance for Azusa Pacific University Clinical Psychology (PsyD) is $54,756 per year. Over the full 5-year program, the total cost is $273,780.
What is the funding gap for Azusa Pacific University Clinical Psychology (PsyD)?
The annual funding gap is $4,756, calculated as the difference between the total cost of attendance ($54,756) and the federal loan cap ($50,000). Over the full 5-year program, the total gap is $23,780. This is below the national median of $14,724 for Clinical Psychology (PsyD) programs.