⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

California Health Sciences UniversityOsteopathic Medicine (DO)

Annual Funding Gap$45,218$180,872 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $95,218/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at California Health Sciences University studying Osteopathic Medicine (DO) face a maximum federal Direct Loan cap of $50,000 per year.

With a total cost of attendance of $95,218/yr, that leaves a $45,218 annual funding gap $180,872 over 4 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$95,218
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$45,218
Total Funding Gap (4 years)$180,872

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

California Health Sciences University Osteopathic Medicine (DO) students typically need $180,872 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for California Health Sciences University Osteopathic Medicine (DO) students?

Under the OBBBA (effective July 1, 2026), California Health Sciences University Osteopathic Medicine (DO) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for California Health Sciences University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does California Health Sciences University Osteopathic Medicine (DO) cost per year?

The total cost of attendance for California Health Sciences University Osteopathic Medicine (DO) is $95,218 per year. Over the full 4-year program, the total cost is $380,872.

What is the funding gap for California Health Sciences University Osteopathic Medicine (DO)?

The annual funding gap is $45,218, calculated as the difference between the total cost of attendance ($95,218) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $180,872. This is close to the national median of $43,458 for Medical (DO) programs.