⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Eastern Virginia Medical SchoolMedicine (MD)

Annual Funding Gap$26,254$105,016 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $76,254/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Eastern Virginia Medical School studying Medicine (MD) face a maximum federal Direct Loan cap of $50,000 per year.

The annual cost of attendance is $76,254, resulting in a $26,254 gap each year ($105,016 total over 4 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$76,254
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$26,254
Total Funding Gap (4 years)$105,016

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$53,928
Annual Gap$3,928

Out-of-State (Non-Resident)

Total COA$76,254
Annual Gap$26,254

Out-of-state students face a $22,326 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Eastern Virginia Medical School Medicine (MD) students typically need $105,016 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Eastern Virginia Medical School Medicine (MD) students?

Under the OBBBA (effective July 1, 2026), Eastern Virginia Medical School Medicine (MD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Eastern Virginia Medical School?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Eastern Virginia Medical School Medicine (MD) cost per year?

The total cost of attendance for Eastern Virginia Medical School Medicine (MD) is $76,254 per year. Over the full 4-year program, the total cost is $305,016.

What is the funding gap for Eastern Virginia Medical School Medicine (MD)?

The annual funding gap is $26,254, calculated as the difference between the total cost of attendance ($76,254) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $105,016. This is below the national median of $44,256 for Medical (MD) programs.