Sam Houston State UniversityOsteopathic Medicine (DO)
Total Cost of Attendance: $89,968/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Sam Houston State University studying Osteopathic Medicine (DO) face a maximum federal Direct Loan cap of $50,000 per year.
The annual cost of attendance is $89,968, resulting in a $39,968 gap each year ($159,872 total over 4 years). Students will need alternative funding sources beyond federal loans.
Cost of Attendance Summary
| Annual Cost of Attendance | $89,968 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $39,968 |
| Total Funding Gap (4 years) | $159,872 |
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Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for Sam Houston State University Osteopathic Medicine (DO) — sent to your inbox.
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Out-of-State residency status
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In-State vs. Out-of-State
In-State (Resident)
| Total COA | $61,768 |
| Annual Gap | $11,768 |
Out-of-State (Non-Resident)
| Total COA | $89,968 |
| Annual Gap | $39,968 |
Out-of-state students face a $28,200 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Sam Houston State University →Need to Cover This Gap?
Sam Houston State University Osteopathic Medicine (DO) students typically need $159,872 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Sam Houston State University Osteopathic Medicine (DO) students?
Under the OBBBA (effective July 1, 2026), Sam Houston State University Osteopathic Medicine (DO) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for Sam Houston State University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Sam Houston State University Osteopathic Medicine (DO) cost per year?
The total cost of attendance for Sam Houston State University Osteopathic Medicine (DO) is $89,968 per year. Over the full 4-year program, the total cost is $359,872.
What is the funding gap for Sam Houston State University Osteopathic Medicine (DO)?
The annual funding gap is $39,968, calculated as the difference between the total cost of attendance ($89,968) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $159,872. This is close to the national median of $43,458 for Medical (DO) programs.