⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

The University of Texas Rio Grande ValleyMedicine (MD)

Annual Funding Gap$12,828$51,312 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $62,828/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at The University of Texas Rio Grande Valley studying Medicine (MD) face a maximum federal Direct Loan cap of $50,000 per year.

With a cost of attendance of $62,828/yr, the gap is $12,828 per year ($51,312 total). This is relatively manageable compared to many programs, particularly for in-state students.

Cost of Attendance Summary

Annual Cost of Attendance$62,828
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$12,828
Total Funding Gap (4 years)$51,312

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$49,728
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$62,828
Annual Gap$12,828

Out-of-state students face a $12,828 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

The University of Texas Rio Grande Valley Medicine (MD) students typically need $51,312 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for The University of Texas Rio Grande Valley Medicine (MD) students?

Under the OBBBA (effective July 1, 2026), The University of Texas Rio Grande Valley Medicine (MD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for The University of Texas Rio Grande Valley?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does The University of Texas Rio Grande Valley Medicine (MD) cost per year?

The total cost of attendance for The University of Texas Rio Grande Valley Medicine (MD) is $62,828 per year. Over the full 4-year program, the total cost is $251,312.

What is the funding gap for The University of Texas Rio Grande Valley Medicine (MD)?

The annual funding gap is $12,828, calculated as the difference between the total cost of attendance ($62,828) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $51,312. This is below the national median of $44,256 for Medical (MD) programs.