University of HoustonOptometry (OD)
Total Cost of Attendance: $51,717/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at University of Houston studying Optometry (OD) face a maximum federal Direct Loan cap of $50,000 per year.
With a cost of attendance of $51,717/yr, the gap is $1,717 per year ($6,870 total). This is relatively manageable compared to many programs, particularly for in-state students.
Cost of Attendance Summary
| Annual Cost of Attendance | $51,717 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $1,717 |
| Total Funding Gap (4 years) | $6,870 |
Get your complete cost breakdown
Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for University of Houston Optometry (OD) — sent to your inbox.
Free. No spam. Unsubscribe anytime.
These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Out-of-State residency status
Pre-filled with University of Houston data. Takes 30 seconds.
In-State vs. Out-of-State
In-State (Resident)
| Total COA | $42,627 |
| Annual Gap | $0 |
Out-of-State (Non-Resident)
| Total COA | $51,717 |
| Annual Gap | $1,717 |
Out-of-state students face a $1,717 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for University of Houston →Need to Cover This Gap?
University of Houston Optometry (OD) students typically need $6,870 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for University of Houston Optometry (OD) students?
Under the OBBBA (effective July 1, 2026), University of Houston Optometry (OD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for University of Houston?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does University of Houston Optometry (OD) cost per year?
The total cost of attendance for University of Houston Optometry (OD) is $51,717 per year. Over the full 4-year program, the total cost is $206,870.
What is the funding gap for University of Houston Optometry (OD)?
The annual funding gap is $1,717, calculated as the difference between the total cost of attendance ($51,717) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $6,870. This is below the national median of $30,850 for Optometry (OD) programs.