⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

University of Nevada-Las VegasMedicine (MD)

Annual Funding Gap$63,490$253,960 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $113,490/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at University of Nevada-Las Vegas studying Medicine (MD) face a maximum federal Direct Loan cap of $50,000 per year.

With a total cost of attendance of $113,490/yr, that leaves a $63,490 annual funding gap $253,960 over 4 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$113,490
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$63,490
Total Funding Gap (4 years)$253,960

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$79,871
Annual Gap$29,871

Out-of-State (Non-Resident)

Total COA$113,490
Annual Gap$63,490

Out-of-state students face a $33,619 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

University of Nevada-Las Vegas Medicine (MD) students typically need $253,960 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for University of Nevada-Las Vegas Medicine (MD) students?

Under the OBBBA (effective July 1, 2026), University of Nevada-Las Vegas Medicine (MD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for University of Nevada-Las Vegas?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does University of Nevada-Las Vegas Medicine (MD) cost per year?

The total cost of attendance for University of Nevada-Las Vegas Medicine (MD) is $113,490 per year. Over the full 4-year program, the total cost is $453,960.

What is the funding gap for University of Nevada-Las Vegas Medicine (MD)?

The annual funding gap is $63,490, calculated as the difference between the total cost of attendance ($113,490) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $253,960. This is above the national median of $44,256 for Medical (MD) programs.