Washington University in St LouisMedicine (MD)
Total Cost of Attendance: $99,319/yr · Federal Loan Cap: $50,000/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Washington University in St Louis studying Medicine (MD) face a maximum federal Direct Loan cap of $50,000 per year.
With a total cost of attendance of $99,319/yr, that leaves a $49,319 annual funding gap — $197,276 over 4 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.
Cost of Attendance Summary
| Annual Cost of Attendance | $99,319 |
| Federal Loan Cap (Professional) | $50,000 |
| Annual Funding Gap | $49,319 |
| Total Funding Gap (4 years) | $197,276 |
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
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Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Washington University in St Louis →Need to Cover This Gap?
Washington University in St Louis Medicine (MD) students typically need $197,276 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Washington University in St Louis Medicine (MD) students?
Under the OBBBA (effective July 1, 2026), Washington University in St Louis Medicine (MD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.
Can I still get a Grad PLUS loan for Washington University in St Louis?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Washington University in St Louis Medicine (MD) cost per year?
The total cost of attendance for Washington University in St Louis Medicine (MD) is $99,319 per year. Over the full 4-year program, the total cost is $397,276.
What is the funding gap for Washington University in St Louis Medicine (MD)?
The annual funding gap is $49,319, calculated as the difference between the total cost of attendance ($99,319) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $197,276. This is above the national median of $44,256 for Medical (MD) programs.