⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Wright State University-Main CampusMedicine (MD)

Annual Funding Gap$57,531$230,124 over 4 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $107,531/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Wright State University-Main Campus studying Medicine (MD) face a maximum federal Direct Loan cap of $50,000 per year.

With a total cost of attendance of $107,531/yr, that leaves a $57,531 annual funding gap $230,124 over 4 years. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$107,531
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$57,531
Total Funding Gap (4 years)$230,124

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$80,371
Annual Gap$30,371

Out-of-State (Non-Resident)

Total COA$107,531
Annual Gap$57,531

Out-of-state students face a $27,160 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Wright State University-Main Campus Medicine (MD) students typically need $230,124 in private loans over 4 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Wright State University-Main Campus Medicine (MD) students?

Under the OBBBA (effective July 1, 2026), Wright State University-Main Campus Medicine (MD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Wright State University-Main Campus?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Wright State University-Main Campus Medicine (MD) cost per year?

The total cost of attendance for Wright State University-Main Campus Medicine (MD) is $107,531 per year. Over the full 4-year program, the total cost is $430,124.

What is the funding gap for Wright State University-Main Campus Medicine (MD)?

The annual funding gap is $57,531, calculated as the difference between the total cost of attendance ($107,531) and the federal loan cap ($50,000). Over the full 4-year program, the total gap is $230,124. This is above the national median of $44,256 for Medical (MD) programs.